Credit Risk Analytics Manager

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary

What you need to know about the role: As a Risk Manager, you will be required to drive projects and solutions from start to finish. Having a strong sense of accountability coupled with a passion for delivering crisp data insights and the ability to tell stories through data are essential. Meet our team: The Credit Analytics team requires a Risk Manager to deliver compelling analytic insights on the performance of the PayPal Credit portfolios and lead risk appetite, stress testing, asset quality and other reporting needs. The day-to-day job involves helping inform leadership with data-driven decisions based on the analysis of huge data sets in a complex, fast-paced, dynamic environment. Ideal candidates are problem solvers with experience in decision science roles, equipped with strong analytical skills suited to approach varied challenges in complex big data environments.

Job Description

Your way to impact

Overall, this candidate will play a crucial role in shaping risk management strategies, ensuring compliance with regulatory requirements, and driving business growth through informed decision-making.

Your day to day

In your day to day you will

• Collaborate with all aspects of the PayPal Credit business including a broad range of partners to plan and deliver fully developed solutions for Risk Appetite, Stress Testing, Asset Quality, Exception Monitoring and other reporting needsDevelop data-driven decision support and insights to support our Credit business, monitor the performance of our Credit products, and adjust priorities according to the dynamic world we operate in.
• Analyze large volumes of internal and external data using common data science tools (SAS, SQL, R, Python, etc.) to deliver unique insights into relationships across a wide array of products, platforms, customers, merchants, and experiences.
• Communicate complicated analytic results in brief, concise formats tailored to a variety of audiences.
• Document, improve, and automate existing PayPal Credit reporting processes to reduce the burden of internal and external reporting requirements on all members of the PayPal Credit team.
• Manage and improve the process of data collection, ingestion, manipulation, and display for risk related reporting process.

What do you need to bring

Candidate must have 5+ years of experience in a lending related position. Solid technical / data-mining skills and ability to work with large volumes of data; extract and manipulate large datasets using common tools such as SQL, SAS, Hadoop, or other programming/scripting languages.(Python, Perl, R, etc.) to translate data into business decisions/results. Must have good business judgment with demonstrated ability to think creatively and strategically. Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is $107300 to $259600

Our Benefits

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are

To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

REQ ID R0109471